Florida is the best place to own and drive a motorcycle. It is second when it comes to the number of registered motorcycle drivers. Although, Florida does not require motorcycle insurance to register a bike. However, authorities will hold you responsible for damages sustained during an accident. Do you have enough money to pay for that out of pocket?
So liability insurance coverage is voluntary, not mandatory unless you are in an accident or at fault. However, Florida Insurance Quotes recommends purchasing Florida motorcycle insurance for your protection.
Do I Have To Wear A Helmet If I Have Insurance Coverage?
Flordia does not require motorcyclists over 16 to wear a helmet. Even though this is not a requirement, why would you not wear a helmet? A helmet is for your protection and can easily save your life if you purchase coverage and are in a wreck without a helmet. Good luck trying to get your company to payout. Most companies will fight and deny paying because you could’ve avoided personal injury by wearing a helmet in the first place.
Florida is a no-fault state. Once an accident occurs, motorists will handle all medical claims with their insurer, no matter whom the police consider at fault.
Florida doesn’t require that much motorcycle insurance. Instead of any specific coverage, drivers must meet a limit for injuries. You must purchase at least $10,000 in medical benefits, which can be from your health coverage.
What’s The Recommended Coverage For Florida Motorcycle Insurance?
Even though you aren’t required to purchase liability insurance in Florida, we recommend buying it. If you are in an accident, have a DUI, or are involved in an incident you don’t have, you will lose your license and other penalties.
Florida Insurance Quotes recommends that you purchase Motorcycle insurance in Florida at https://floridainsurancequotes.net/motorcycle-insurance-quote/ with at least the following:
- $10,000 bodily injury protection per person
- $20,000 bodily injury per incident
- $10,000 Property damage liability coverage
You can also decide to purchase additional coverages. For example, new motorcycle protection, trip interruption coverage, collision coverage, comprehensive coverage, towing, and labor. If you think you need any of these, you should purchase them. It’s not a crime to be covered, even if you don’t have to be. So don’t be crazy and drive a motorcycle with no coverage. Shop for your motorcycle insurance in Florida today!